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Pensions

Pensions are one of the few remaining reliefs that genuinely reduce tax, but the allowances are easy to breach without noticing.

Pensions

We deal with the tax side: how much relief a contribution attracts, whether unused allowance can be carried forward, where the tapered annual allowance bites, and how drawing benefits interacts with the rest of your income. For product advice we work alongside a regulated adviser.

Pensions

How we handle Pensions

01

Establish

Contributions to date and available allowance confirmed
02

Model

Relief and any charges calculated
03

Coordinate

Implemented with your adviser where needed

What is included with Pensions

  • Annual allowance position calculated, including tapering.
  • Unused allowance from earlier years identified for carry forward.
  • Tax relief on contributions confirmed at the right rate.
  • Drawdown planned around your wider income.
  • Allowances tracked before they are breached.
  • Relief claimed at the correct rate.
  • Joined up with your financial adviser.